House Progress

We had our mortgage appointment last Friday and it was pretty painless. I had already done some calculations to estimate our payment and I was frighteningly close. Even the mortgage specialist was impressed. Anyway, I signed a bunch of things, gave them $365, and it was sent on its merry way to be approved. Hopefully. I’m still spooked because of last Wednesday so I’m semi-holding my breath until we get the letter. The deadline for financing is the 30th so we’re hoping to get the letter for me to sign sometime this week (they even put a rush on it.) Then I can sign it, run it over to the bank, and have it faxed to the realtors so the SOLD sign can get hung. I’m waiting for that photo op! Anyway, while we were there I opened a savings account since I think they’d frown upon me borrowing tens of thousands of dollars without even having an account there. They never said it was a requirement but I figure it will be easier for direct withdrawals for the payments. We’re still trying to work out how we’ll get the money into that account but we’ve got until 7/1 to figure that out.

This past weekend we went to Lowe’s to pick out appliances and the other things we plan to buy there. We won’t actually make any purchases until we are solid as concrete on the financing. It would suck to go drop more than a grand on appliances and then have the financing not work out. Anyway, we found the things we wanted and managed to come pretty close to our original budget. We’re not completely sure about carpet yet since it ended up being a lot more expensive than we anticipated. We’re going to try and check out a few flooring/carpet outlet stores to compare pricing before making our decision.

I worked out a preliminary timeline for installations and moving. If things go as expected (which they never do) we should be moving the big stuff the weekend of June 16th. We should be completely moved in during that next week and plan to have a house-warming shin-dig on the 30th. If things go as expected. I think it’s possible. If we get the painting and kitchen floor done in the first week we should have no problem getting everything else to fall in place. The outdoor things might wait for a bit, but that’s ok according to Adam.