Friday, November 14, 2008

The Benefits of Benefits

Ah, annual enrollment. Such a joyous time of year. When you once again discover that the increase in your health insurance premiums will completely negate any raise you might be getting. Plus more. Sweet.

We did some comparison shopping between Adam’s plans and my plans as per usual. This year (well, for 2009) Bemis added a +1 category so we had more options. It turned out we were still better off sticking as employee only on our separate plans with Adam tacked on to my dental. We’ll save $58 for the year by doing this rather than putting us both on my plan. Adam’s +1 plan was even more expensive. *sigh* Adam also enrolled in his company’s flex spending program. I’ve been in it from the start, but this is the first year he’s doing it. Contacts are expensive. So it will be interesting to see how our net pay shapes up next year. It might be scary.

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